Stuff left unattended in your car or on a cafe table loses cover as do “old” devices. Getting an iPad repaired by Apple itself can cost as much as £329, which is almost as much as buying a new one. Damage or loss caused by carelessness is not covered.
Many insurance policies won’t cover content stored on the gadget - even if it is paid for. Gadget insurance covers the cost of repairing or replacing your gadgets if they are lost, damaged or stolen, the things you use without a second thought every. Open the terms and conditions on on a computer and search for the phrase “not covered” and the words “excluded and exclusion”.ĭo pay particular attention to the get-out clauses insurance companies have. The good news is you don’t have to actually read them all. Our Gadget Cover will protect all your devices owned by family members of the household, in and away from the home. Policy documents can be long and tedious and impossible to read. CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club. Check the terms and conditions and make sure the policy is what you want it to be.ĭo check what is covered and not covered. Gadget insurance thats as unique as you are. This only works if you can get through the first year or so with the product unscathed.ĭon’t go for the cheapest deal. Premiums can roll over in perpetuity.ĭo consider self-insurance - put the cost of a premium aside each month and use your fund should anything go wrong. That way lies a world of pain.ĭo remember to cancel the policy if a new one is purchased or an existing one reaches an old age. Don’t lie and claim a product was stolen if you in fact dropped it down the toilet.
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